<?xml version="1.0" encoding="utf-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
			<url>
				<loc>https://docs.finpay.id</loc>
				<priority>1</priority>
				<lastmod>2026-01-15T02:34:09.694Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/getting-started/registration</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-13T09:47:10.512Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/overview</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-13T10:45:23.244Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-13T15:41:08.687Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-13T15:41:08.687Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/cards</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-13T22:31:07.935Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/qr-payment</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-13T22:59:39.108Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/qr-payment/qris</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T22:58:37.666Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-13T23:37:58.063Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bca-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.844Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bri-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.927Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bni-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.662Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bsi-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.599Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/mandiri-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.810Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/btn-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.675Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/permata-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.768Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/maybank-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.658Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/ocbc-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.708Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/muamalat-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.656Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-nagari-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.682Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-dki-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:36:18.577Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bjb-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.869Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-neo-commerce-bnc-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.927Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bpd-jatim-jawa-timur-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.843Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/mega-virtual-account</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-13T23:37:28.719Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/e-money</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/e-money/shopee-pay</loc>
				<priority>0.5</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/e-money/ovo</loc>
				<priority>0.5</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/e-money/linkaja</loc>
				<priority>0.5</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/e-money/dana</loc>
				<priority>0.5</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/retail-outlet</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/direct-debit</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/paylater</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/payment-channels/payment-instruction</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-13T23:33:41.128Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/integration-method</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/integration-method/core-api-host-to-host</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T01:47:11.742Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/integration-method/hosted-payment</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T01:36:08.990Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/integration-method/payment-link-finpay-link</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T01:53:09.856Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/settlement-and-refund</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/fraud-handling</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/payment-gateway/fraud-handling/chargeback-handling</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T02:11:06.435Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/editor</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-13T01:23:15.388Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/supported-disbursement-destination</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-14T02:30:38.454Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/integration-method</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-15T03:06:40.090Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/integration-method/core-api-host-to-host</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-15T03:12:23.040Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/integration-method/no-integration-dashboard</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T02:39:17.320Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/integration-method/no-integration-dashboard/single-disbursement</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-19T09:39:48.462Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/disbursement/integration-method/no-integration-dashboard/bulk-disbursement</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-19T11:28:34.445Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/overview</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-13T01:23:55.889Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/integration-method</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/integration-method/bill-payment-widget</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T02:39:17.236Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/integration-method/core-api-host-to-host</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T02:39:17.320Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-14T03:00:07.904Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/utilities</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.900Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/utilities/electricity-pln</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.272Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/utilities/electricity-pln/pln-prepaid</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-14T03:01:18.277Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/utilities/electricity-pln/pln-postpaid</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-14T03:01:18.398Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/utilities/pdam</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.351Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.962Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco/prepaid</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.406Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco/prepaid/telkomsel-prepaid</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-14T03:01:18.689Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco/postpaid</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.355Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco/postpaid/xl-postpaid</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-14T03:01:18.315Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/telco/postpaid/telkomsel-halo</loc>
				<priority>0.5</priority>
				<lastmod>2026-01-14T03:01:18.307Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.942Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/astra-credit-company-acc-finance</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/bussan-auto-finance</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/cimb-niaga-auto-finance</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/clipan-finance</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/mega-finance</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/multifinance/page-2</loc>
				<priority>0.59</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/insurance</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.975Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/insurance/bpjs-ketenagakerjaan</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.663Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/insurance/bpjs-kesehatan</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.687Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/travel</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.886Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/property</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.922Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/internet-tv</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.975Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/internet-tv/transvision</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.396Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/e-money-top-up</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T03:00:07.858Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/e-money-top-up/dana</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.586Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/e-money-top-up/gopay</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.574Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/e-money-top-up/ovo</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.689Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/e-money-top-up/shopeepay</loc>
				<priority>0.59</priority>
				<lastmod>2026-01-14T03:01:18.589Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/available-billers/transportation</loc>
				<priority>0.7</priority>
				<lastmod>2026-01-14T02:59:04.175Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/test-scenarios</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/bill-payment/settlement</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/other-product/e-money-linkage</loc>
				<priority>0.84</priority>
				<lastmod>2026-01-14T03:01:48.992Z</lastmod>
</url>

			<url>
				<loc>https://docs.finpay.id/report/disbursement-report</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/report/bill-payment-report</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/report/transfer-statuses</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/report/payment-statuses</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/security/overview</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/security/2fa-authentication</loc>
				<priority>0.84</priority>
</url>

			<url>
				<loc>https://docs.finpay.id/security/ip-whitelist</loc>
				<priority>0.84</priority>
</url>


</urlset>
