> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/payment-gateway/payment-channels/payment-channel-details/virtual-account-va.md).

# Virtual Account (VA)

## Overview

**Virtual Account (VA)** is a virtual account number used to identify a customer or a payment. The number embeds identifiers (for example, a customer ID and a unique suffix). This makes payments easier to match and confirm.

## Types

VA types are commonly grouped by amount type and billing mechanism.

By **amount**, there are 2 types:

* **Open**
  * The merchant does not set the bill amount.
  * The customer enters the amount when paying.
* **Closed**
  * The merchant sets the bill amount.
  * The customer must pay the exact amount.

By **billing mechanism**, there are 2 types:

* **Static**
  * The VA number can be reused for multiple payments.
* **Dynamic**
  * The VA number is valid for a single payment.

## Available VA providers

Finpay supports the following VA providers:

* [BCA Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bca-virtual-account.md)
* [BRI Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bri-virtual-account.md)
* [BNI Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bni-virtual-account.md)
* [BSI Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bsi-virtual-account.md)
* [Mandiri Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/mandiri-virtual-account.md)
* [BTN Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/btn-virtual-account.md)
* [Permata Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/permata-virtual-account.md)
* [Maybank Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/maybank-virtual-account.md)
* [OCBC Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/ocbc-virtual-account.md)
* [Muamalat Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/muamalat-virtual-account.md)
* [Bank Nagari Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-nagari-virtual-account.md)
* [Bank DKI Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-dki-virtual-account.md)
* [BJB Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bjb-virtual-account.md)
* [Bank Neo Commerce (BNC) Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bank-neo-commerce-bnc-virtual-account.md)
* [BPD Jatim (Jawa Timur) Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/bpd-jatim-jawa-timur-virtual-account.md)
* [Mega Virtual Account](/payment-gateway/payment-channels/payment-channel-details/virtual-account-va/mega-virtual-account.md)

## Requesting Prefix

Each VA provider has its own rules for issuing VAs and allocating a dedicated prefix to a merchant.

Check each provider page for details.


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