Onboard to Finpay
Create Account
To start transacting with Finpay, you first need to create an account. Follow the steps below.
Visit Finpay Dashboard
Visit our Dashboard to start your registration.
Activate Account
You can only transact in the live environment (real money) after your business is fully activated. To activate your account, sign in to your dashboard, select Activate my Business on the homepage, and complete the following steps:
Select your Business Account Type
Finpay accepts five business account types:
Corporation (PT, CV, PMA)
Individual Corporation (Perusahaan Perorangan)
Charity (Yayasan)
Cooperation (Koperasi)
Foreign Entity (Badan Usaha Asing)
Per January 2026, Finpay Dashboard onboarding is intended for business entities. For personal / individual usage, register via Mitra Finpay.
Corporation
Indonesian company entity, such as PT, CV, or PMA. Choose this for standard corporate onboarding and API integration.
Individual Corporation
Perseroan Perseorangan (PP). A business registered under an individual owner, but formed as a legal business entity. Common for micro and small businesses that still need a business account.
Charity
Yayasan (education, health, religious, social). Choose this for non-profit entities that collect and manage funds as an institution.
Cooperation
Koperasi. Choose this if your organization is registered as a cooperative.
Foreign Entity
Company incorporated outside Indonesia. Choose this if your legal entity is overseas and you need entity-level onboarding (requirements depend on the partnership and business model).
Submit Business Information
Finpay requires businesses to provide the business information below:
Director/Owner Name*
Full name of the director/owner
Identity Number/Passport Number*
KTP identity number or passport number of the director/owner
Business Name*
Your business name
Business Segment*
Your business segment
Business Criteria*
Your business size based on yearly transaction value: - Micro (< Rp 2,000,000,001) - Small (Rp 2,000,000,001 - 15,000,000,000) - Medium (Rp 15,000,000,001 - Rp 50,000,000,000) - Government Bodies - Public Service Obligation
Business Address*
Your business address (must be in Indonesia)
Postal Code*
Postal code of your business address
Website Link*
Your website link to prove business legitimacy
Upload Required Document
Owner/Director Identity*
KTP/Passport of the Owner/Director
Entity Tax Document*
Entity NPWP (Nomor Pokok Wajib Pajak)
NIB (Nomor Induk Berusaha)*
Risk-based business permit issued by BKPM (Badan Koordinasi Penanaman Modal).
Akta Pendirian Perusahaan*
Akta Anggaran Dasar*
Akta Perubahan Anggaran and/or Perubahan Pengurus Terakhir**
Conditional - only required if there's any changes in the entity
SK Kemenkum*
Document issued by Kemenkum (Kementerian Hukum) to validate your business. Access here for registration and more information.
Surat Keterangan Domisili Usaha
Statement letter issued by the local government bodies/building management that state your business is indeed located in the designated address
Surat Tanda Terdaftar PSE
Permit issued by Kominfo to operate digital platform. See the guide and register here if you don't have one.
Business Permit according to Business Sector**
Required permit for certain business sectors
*Mandatory; **Conditional
Owner/Director Identity*
KTP/Passport of the Owner/Director
Entity Tax Document*
Entity NPWP (Nomor Pokok Wajib Pajak)
NIB (Nomor Induk Berusaha)*
Risk-based business permit issued by BKPM (Badan Koordinasi Penanaman Modal).
SK Kemenkum*
Document issued by Kemenkum (Kementerian Hukum) to validate your business. Access here for registration and more information.
Surat Keterangan Domisili Usaha
Statement letter issued by local government bodies stating your business is located at the designated address
Surat Tanda Terdaftar PSE*
Permit issued by Kominfo to operate digital platform. See the guide and register here if you don't have one.
*Mandatory; **Conditional
Owner/Director Identity*
KTP/Passport of the Owner/Director
Entity Tax Document*
Entity NPWP (Nomor Pokok Wajib Pajak)
NIB (Nomor Induk Berusaha)*
Risk-based business permit issued by BKPM (Badan Koordinasi Penanaman Modal).
Tanda Daftar Yayasan*
Document issued by the local government for charity. Check local government website for the requirement.
Akta Pendirian Yayasan*
Akta Perubahan Anggaran and/or Perubahan Pengurus Terakhir**
Conditional - only required if there's any changes in the entity
SK Pengesahan Kemenkum*
Document issued by Kemenkum (Kementerian Hukum) to validate your business. Access here for registration and more information.
Surat Keterangan Domisili Usaha
Statement letter issued by the local government bodies/building management that state your business is indeed located in the designated address
Surat Tanda Terdaftar PSE*
Permit issued by Kominfo to operate digital platform. See the guide and register here if you don't have one.
*Mandatory; **Conditional
Owner/Director Identity*
KTP/Passport of the Owner/Director
Entity Tax Document*
Entity NPWP (Nomor Pokok Wajib Pajak)
NIB (Nomor Induk Berusaha)*
Risk-based business permit issued by BKPM (Badan Koordinasi Penanaman Modal).
Akta Pendirian Badan Usaha*
Akta Anggaran Dasar*
Akta Perubahan Anggaran and/or Perubahan Pengurus Terakhir**
Conditional - only required if there's any changes in the entity
SK Pengesahan oleh Kemenkum*
Document issued by Kemenkum (Kementerian Hukum) to validate your business. Access here for registration and more information.
Surat Keterangan Domisili Usaha*
Statement letter issued by the local government bodies/building management that state your business is indeed located in the designated address
Surat Tanda Terdaftar PSE*
Permit issued by Kominfo to operate digital platform. See the guide and register here if you don't have one.
Business Permit according to Business Sector**
Required permit for certain business sectors
*Mandatory; **Conditional
Owner/Director Identity*
Passport of the Owner/Director
Entity Tax Document*
Entity NPWP (Nomor Pokok Wajib Pajak)
Legal Business Document from the Country of Origin*
Legalized business document from the country of origin
Surat Tanda Terdaftar PSE*
Permit issued by Kominfo to operate digital platform. See the guide and register here if you don't have one.
Business Permit according to Business Sector**
Required permit for certain business sectors
Business Activities Document in Bahasa Indonesia
Document that explains the entity's business activities in Bahasa Indonesia
*Mandatory; **Conditional
Wait for Verification Process
It may take 1–2 business days for your account to be fully processed. There are three possible verification outcomes:
Success Your legal and business information has been verified. You can proceed to finalize the service agreement with Finpay.
Pending Your legal and business information is being verified by our team. Please wait 1–2 business days for processing.
Failed Your application has been rejected. Review the rejection reason in the dashboard to understand why.
Finalize Service Agreement with Finpay
As the last step of the onboarding process, you must finalize the service agreement with Finpay. Contact your Account Manager (AM) to complete this step.
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