> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/finpay-pg/core-api/direct-debit/mandiri/verify-otp-payment.md).

# Verify OTP - Payment

Verify OTP for a Direct Debit payment using the SNAP API.

Verify the OTP for a payment flow.

### Endpoint

| Environment | Method | URL                                                    |
| ----------- | ------ | ------------------------------------------------------ |
| Development | POST   | <https://devo.finnet.co.id/snap/v2.0/otp-verification> |
| Production  | POST   | TBD                                                    |

### Header Request

<table><thead><tr><th width="79" data-type="number">No</th><th>Name</th><th>Type</th><th>Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>1</td><td>X-SIGNATURE</td><td>string</td><td>M</td><td>Request signature. See <a href="/finpay-pg/snap/signature.md">Signature</a>. Example: <code>{{signature}}</code>.</td></tr><tr><td>2</td><td>X-TIMESTAMP</td><td>string</td><td>M</td><td>Request timestamp. Example: <code>{{timestamp}}</code>.</td></tr><tr><td>3</td><td>X-PARTNER-ID</td><td>string</td><td>M</td><td>Partner identifier. Example: <code>cM8GIPvoEpzLaHQfvL1e9g</code>.</td></tr><tr><td>4</td><td>X-EXTERNAL-ID</td><td>string</td><td>M</td><td>External reference identifier. Example: <code>{{external-id}}</code>.</td></tr><tr><td>5</td><td>CHANNEL-ID</td><td>string</td><td>M</td><td>Channel identifier. Example: <code>drdbt</code>.</td></tr><tr><td>6</td><td>test</td><td>string</td><td>M</td><td>Testing flag. Example: <code>true</code>.</td></tr></tbody></table>

### Body Request

Content-Type: `application/json`

<table><thead><tr><th width="79" data-type="number">No</th><th>Name</th><th>Type</th><th>Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>1</td><td>originalReferenceNo</td><td>string</td><td>M</td><td>Original reference number from the payment initiation step.</td></tr><tr><td>2</td><td>otp</td><td>string</td><td>M</td><td>OTP value provided by the customer.</td></tr><tr><td>3</td><td>chargeToken</td><td>string</td><td>M</td><td>Token used to identify the OTP verification context.</td></tr><tr><td>4</td><td>type</td><td>string</td><td>M</td><td>OTP verification type. Value: <code>payment</code>.</td></tr><tr><td>5</td><td>additionalInfo</td><td>object</td><td>M</td><td>Additional data for the OTP verification request.</td></tr><tr><td>6</td><td>additionalInfo.bankCardToken</td><td>string</td><td>M</td><td>Bank card token used for payment context.</td></tr></tbody></table>

#### Sample Request

```json
{
  "originalReferenceNo": "238885920712",
  "otp": "999999",
  "chargeToken": "CHARGE_2TPGBW4ETZQDMP4QDH6SCSXC2CT4QOCH::0008",
  "type": "payment",
  "additionalInfo": {
    "bankCardToken": "card_.eyJpYXQiOjE3MzE5MTc5MjAsImlzcyI6IkJhbmsgQlJJIC0gRENFIiwianRpIjoiYjRkM2U5MjAtZjdjOS00YWZmLTgxZTYtZjllZWM3YjQ5NjMxIiwicGFydG5lcklkIjoi77-9Iiwic2VydmljZU5hbWUiOiJERF9FWFRFUk5BTF9TRVJWSUNFIn0.fEnzwV_dix4r_YRgLshurEgEBDMuNLnjKyl1F0SrPBGo3HaDMn5HZ3A1xQ5n10tsH3FCG7lAXwg_e-ieLOrk9hSXBcIzquTIBuJ0Iw7K0TocnszQeY1J9BRGL5j3QVWQu58_oAvwSeECbyyBbzHpkSctWrxuBi1YXV8fzhTyiJodm8LWnqFdpJPdziG5Up_asMX_AwMeMpts9Qpt6oXgYt12urFmV8F52JrGsbND_wUYo2t7cJN_2bB3vmiSxzxCdbTcMjT6tT2sqUysNqSe2hsOmV4iRe2LKVf-eFrXza1AE2z8RsHwQAXPyvMW5szFIOAaUDS10RjmRraAQgotPQ"
  }
}
```

### Body Response

#### `200 OK`

Returns `application/json`.


---

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