> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/finpay-pg/core-api/direct-debit/mandiri/direct-debit-payment.md).

# Direct Debit Payment

Create a Direct Debit payment using the SNAP host-to-host API.

Create a Direct Debit payment using host-to-host integration.

### Endpoint

| Environment | Method | URL                                                              |
| ----------- | ------ | ---------------------------------------------------------------- |
| Development | POST   | <https://devo.finnet.co.id/snap/v2.0/debit/payment-host-to-host> |
| Production  | POST   | TBD                                                              |

### Header Request

<table><thead><tr><th width="79" data-type="number">No</th><th>Name</th><th>Type</th><th>Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>1</td><td>X-SIGNATURE</td><td>string</td><td>M</td><td>Request signature. See <a href="/finpay-pg/snap/signature.md">Signature</a>. Example: <code>{{signature}}</code>.</td></tr><tr><td>2</td><td>X-TIMESTAMP</td><td>string</td><td>M</td><td>Request timestamp. Example: <code>{{timestamp}}</code>.</td></tr><tr><td>3</td><td>CHANNEL-ID</td><td>string</td><td>M</td><td>Channel identifier. Example: <code>drdbt</code>.</td></tr><tr><td>4</td><td>X-EXTERNAL-ID</td><td>string</td><td>M</td><td>External reference identifier. Example: <code>{{external-id}}</code>.</td></tr><tr><td>5</td><td>X-PARTNER-ID</td><td>string</td><td>M</td><td>Partner identifier. Example: <code>cM8GIPvoEpzLaHQfvL1e9g</code>.</td></tr><tr><td>6</td><td>testing</td><td>string</td><td>O</td><td>Optional testing flag. Example: <code>true</code>.</td></tr></tbody></table>

### Body Request

Content-Type: `application/json`

<table><thead><tr><th width="79" data-type="number">No</th><th>Name</th><th>Type</th><th>Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>1</td><td>partnerReferenceNo</td><td>string</td><td>M</td><td>Partner reference number for the transaction.</td></tr><tr><td>2</td><td>urlParam</td><td>array</td><td>M</td><td>List of callback/notify URLs.</td></tr><tr><td>3</td><td>urlParam[].url</td><td>string</td><td>M</td><td>Target URL.</td></tr><tr><td>4</td><td>urlParam[].type</td><td>string</td><td>M</td><td>URL type. Example: <code>PAY_NOTIFY</code>.</td></tr><tr><td>5</td><td>urlParam[].isDeepLink</td><td>string</td><td>M</td><td>Deep link flag. Example: <code>N</code>.</td></tr><tr><td>6</td><td>amount</td><td>object</td><td>M</td><td>Transaction amount.</td></tr><tr><td>7</td><td>amount.value</td><td>string</td><td>M</td><td>Amount value. Example: <code>10000.00</code>.</td></tr><tr><td>8</td><td>amount.currency</td><td>string</td><td>M</td><td>Currency. Example: <code>IDR</code>.</td></tr><tr><td>9</td><td>chargeToken</td><td>string</td><td>M</td><td>Charge token for the payment context.</td></tr><tr><td>10</td><td>bankCardToken</td><td>string</td><td>M</td><td>Bank card token.</td></tr><tr><td>11</td><td>additionalInfo</td><td>object</td><td>M</td><td>Additional payment information.</td></tr><tr><td>12</td><td>additionalInfo.otpStatus</td><td>string</td><td>M</td><td>OTP status flag. Example: <code>YES</code>.</td></tr><tr><td>13</td><td>additionalInfo.settlementAccount</td><td>string</td><td>M</td><td>Settlement account number.</td></tr><tr><td>14</td><td>additionalInfo.merchantTrxId</td><td>string</td><td>M</td><td>Merchant transaction ID.</td></tr><tr><td>15</td><td>additionalInfo.remarks</td><td>string</td><td>M</td><td>Transaction remarks.</td></tr></tbody></table>

#### Sample Request

```json
{
  "partnerReferenceNo": "377547569889",
  "urlParam": [
    {
      "url": "https://5fdc5f1948321c00170119e0.mockapi.io/api/v1/simulation/simulation",
      "type": "PAY_NOTIFY",
      "isDeepLink": "N"
    }
  ],
  "amount": {
    "value": "10000.00",
    "currency": "IDR"
  },
  "chargeToken": "null",
  "bankCardToken": "card_.eyJpYXQiOjE3MzE5MTc5MjAsImlzcyI6IkJhbmsgQlJJIC0gRENFIiwianRpIjoiYjRkM2U5MjAtZjdjOS00YWZmLTgxZTYtZjllZWM3YjQ5NjMxIiwicGFydG5lcklkIjoi77-9Iiwic2VydmljZU5hbWUiOiJERF9FWFRFUk5BTF9TRVJWSUNFIn0.fEnzwV_dix4r_YRgLshurEgEBDMuNLnjKyl1F0SrPBGo3HaDMn5HZ3A1xQ5n10tsH3FCG7lAXwg_e-ieLOrk9hSXBcIzquTIBuJ0Iw7K0TocnszQeY1J9BRGL5j3QVWQu58_oAvwSeECbyyBbzHpkSctWrxuBi1YXV8fzhTyiJodm8LWnqFdpJPdziG5Up_asMX_AwMeMpts9Qpt6oXgYt12urFmV8F52JrGsbND_wUYo2t7cJN_2bB3vmiSxzxCdbTcMjT6tT2sqUysNqSe2hsOmV4iRe2LKVf-eFrXza1AE2z8RsHwQAXPyvMW5szFIOAaUDS10RjmRraAQgotPQ",
  "additionalInfo": {
    "otpStatus": "YES",
    "settlementAccount": "020601000109305",
    "merchantTrxId": "",
    "remarks": "test remark 1"
  }
}
```

### Body Response

#### `200 OK`

Returns `application/json`.


---

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