> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/finpay-pg/core-api/direct-debit.md). # Direct Debit ### End-to-end flow Use these diagrams to understand the Direct Debit lifecycle. ### Binding ```mermaid sequenceDiagram participant merchant as Merchant participant finnet as Finpay participant bank as Bank participant user as Customer merchant->>finnet: Req binding finnet-->>merchant: Res binding merchant->>user: Redirect to finpay binding page user->>finnet: Entry card data finnet->>bank: Req binding bank->>user: Send OTP bank-->>finnet: Res binding finnet->>user: Show OTP page user-->>finnet: Entry OTP finnet->>bank: Req OTP verification bank-->>finnet: Res OTP verification finnet->>user: Show result page finnet->>merchant: Send notification merchant-->>finnet: Res notification ``` *** ### Transaction with OTP ```mermaid sequenceDiagram participant merchant as Merchant participant finnet as Finpay participant bank as Bank participant user as Customer merchant->> finnet : Req initiate finnet->>bank: Req initiate bank->>user: Send OTP bank-->>finnet: Res initiate finnet-->>merchant : Res initiate merchant->>user: Show merchant's otp page user->>merchant: Entry otp merchant->> finnet : Req otp verification finnet->>bank: Req otp verification bank-->>finnet: Res otp verification finnet-->>merchant : Res otp verification merchant->>user: Show result page bank->>finnet: Send notification finnet->>merchant: Send notification merchant-->>finnet: Res notification ``` *** ### Unbinding ```mermaid sequenceDiagram participant merchant as Merchant participant finnet as Finpay participant bank as Bank merchant->> finnet : Req unbinding finnet->>bank: Req unbinding bank-->>finnet: Res unbinding finnet-->>merchant : Res unbinding ``` *** ### Direct Debit Services

Source of Fund	Binding	Unbinding	Purchase	Purchase with OTP	Purchase OTP Verification	Purchase with PIN	Limit	Request OTP Limit
BRI
Mandiri
blu by BCA Digital

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