> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/finpay-money/linkage/direct-debit/payment.md).

# Payment

This is one of the services provided for partners to use Finnet e-money account balance to perform financial transactions like paying items or services. This will allow Finnet account balance to debit from partners' 3rd party application.

### Technical Specification <a href="#technical-specification" id="technical-specification"></a>

```
Service Code: 54
```

| Environment | Method | URL                                                             |
| ----------- | ------ | --------------------------------------------------------------- |
| Development | POST   | <https://snapstag.finnet.co.id/v1.0/debit/payment-host-to-host> |
| Production  | POST   | <https://snap.finnet.co.id/v1.0/debit/payment-host-to-host>     |

### Body Request <a href="#body-request" id="body-request"></a>

| No | Name               | Type                                                      | Mandatory | Min Length | Max Length | Description                                       |
| -- | ------------------ | --------------------------------------------------------- | --------- | ---------- | ---------- | ------------------------------------------------- |
| 1  | partnerReferenceNo | String                                                    | M         | 1          | 64         | Transaction identifier on service consumer system |
| 2  | amount             | [Object](/appendix/json-object/amount-object.md)          | M         | 1          | 2          | Transaction Amount                                |
| 3  | additionalInfo     | [Object](/appendix/json-object/additional-info-object.md) | M         | 1          | 2          | Additional Info                                   |

#### Sample Request <a href="#sample-request" id="sample-request"></a>

```
{
  "partnerReferenceNo": "78912343452347891",
  "amount": {
    "value": "10000.00",
    "currency": "IDR"
  },
  "additionalInfo": {
    "transactionDesc": "Pulsa Rp. 500000",
    "transactionType": "TEST"
  }
}
```

### Body Response <a href="#body-response" id="body-response"></a>

| No | Name               | Type                                                | Mandatory | Min Length | Max Length | Description                                       |
| -- | ------------------ | --------------------------------------------------- | --------- | ---------- | ---------- | ------------------------------------------------- |
| 1  | responseCode       | [Enum](/appendix/enumeration/response-code-list.md) | M         | 1          | 7          | BI SNAP Response Code.                            |
| 2  | responseMessage    | String                                              | M         | 1          | 150        | BI SNAP Response Message.                         |
| 3  | referenceNo        | String                                              | O         | 1          | 64         | Transaction identifier on service provider system |
| 4  | partnerReferenceNo | String                                              | O         | 1          | 64         | Transaction identifier on service consumer system |

#### Sample Response <a href="#sample-response" id="sample-response"></a>

```
{
  "responseCode": "2005400",
  "responseMessage": "Request has been processed successfully",
  "referenceNo": "2212010005593297",
  "partnerReferenceNo": "78912343452347002"
}
```

### Response Code & Message <a href="#response-code--message" id="response-code--message"></a>

| No | HTTP Code | Code    | Message (Indonesian)            |
| -- | --------- | ------- | ------------------------------- |
| 1  | 200       | 2005400 | Successful                      |
| 2  | 400       | 4005400 | Bad request                     |
| 3  | 400       | 4005401 | Invalid field format {field}    |
| 4  | 400       | 4005402 | Invalid mandatory field {field} |
| 5  | 401       | 4015401 | Invalid token (B2B)             |
| 6  | 401       | 4015400 | Unauthorised. \[Reason]         |
| 7  | 403       | 4035401 | Feature not allowed             |
| 8  | 403       | 4035404 | Activity count limit exceeded   |
| 9  | 404       | 4045408 | Invalid merchant                |
| 10 | 500       | 5005400 | General error                   |
| 11 | 504       | 5045400 | Timeout                         |


---

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