Create Account

Create Account API allows you to create Sub-Accounts for your Partners on your Platform. Once an Account is created, you can accept and route payments through the Transfers API or Platform Fee API

Environment	Method	URL
Development	POST	https://devo.finnet.co.id/was-adapter/account/create
Production	POST	https://live.finnet.co.id/was-adapter/account/create

Header Request

Name	Type	Mandatory	Description
Authorization	String	M	Represents Basic Authentication. e.g. Basic dW5kZWZpbmVkOnBhc3N3b3Jk
Content-Type	String	M	Content of you request body e.g. application/json
accept	String	M	Mandatory header to specify the response format. Must be set to application/json so the server returns the response in JSON format.

Body Request

No	Name	Type	Mandatory	Min Length	Max Length	Description
1	email	String	M	5	552	Email address to be registered as the account. e.g.[email protected]
2	type	String	M	1	15	Type of account to be created. e.g. "OWNED"` Valid values: [ MANAGED, OWNED]
3	public_profile	Object	M			Detail of Public profile account
4	public_profile.business_name	String	M	1	512	Business name to be displayed. e.g.Owned Business Account

Sample Request

Content-type: application/json 
Authorization: Basic gp9HjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9a" 
accept: application/json
{
  "email": "[email protected]",
  "type": "OWNED",
  "public_profile": {
    "business_name": "Owned Business Account"
  }
}

Body Response

No	Name	Type	Mandatory	Min Length	Max Length	Description
1	id	String	M	1	36	Unique identifier of the data
2	created	String(ISO 8601)	M	24	24	Date and time when the data was created
3	updated	String(ISO 8601)	M	24	24	Date and time when the data was last updated
4	type	String	M	5	20	Type of account to be created. e.g. OWNED` Valid values: [ MANAGED, OWNED]
5	email	Number	M	5	552	Email address to be registered as the account. e.g.[email protected]
6	public_profile	Object	M	-	-	Detail of Public profile account
7	public_profile.business_name	String	M	1	512	Business name to be displayed. e.g.Owned Business Account
8	country	String	M	2	2	Country code (ISO 3166-1 alpha-2, e.g. ID)
9	status	Enum	C	1	30	Account registration status (example: REGISTERED). List of status see below

Sample Response

{
 "id": "string",
 "created": "2025-12-08T03:19:10.228Z",
 "updated": "2025-12-08T03:19:10.228Z",
 "type": "OWNED",
 "email": "[email protected]",
 "public_profile": {
  "business_name": "string"
 },
 "country": "ID",
 "status": "REGISTERED"
}

Sample Response (Negative)

{
 "id": "string",
 "created": "2025-12-08T03:19:10.228Z",
 "updated": "2025-12-08T03:19:10.228Z",
 "type": "OWNED",
 "email": "[email protected]",
 "public_profile": {
  "business_name": "string"
 },
 "country": "ID",
 "status": "REGISTERED"
}

Create Account Status

No	Status
1	REGISTERED	Merchant has registered using the invited email address
2	AWAITING_DOCS	N/A
3	LIVE	Merchant is able to transact (Active)
4	SUSPENDED	Merchant is blocked
5	INVITED	Merchant has just submitted the registration

Create Account HTTP Status Code

No	HTTP Status Code	Description
1	200	Success with Response Body Message
2	400	error_code: API_VALIDATION_ERROR error_message: Inputs are failing validation. The errors field contains details about which fields are violating validation
3	400	error_code: INVALID_CONFIGURATION error_message: The `configurations` parameter combination is invalid. Please follow the requirement of each parameter written in Request section
4	400	error_code: TYPE_AND_CONFIGURATION_CONFLICT error_message: Please provide either one of the `type` field or the `configurations` field