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Initiate Virtual Account

Virtual Account is a product that allows users to make financial transaction easier and more efficient without the need to input your bank account number and other personal information when you want to make payment. This payment method is widely used in online buying and selling bussiness and the purpose is for payment transaction. With a quick look, it is looks like bank transfer , but those two payment method are quite different. In some bank, they allow to use virtual account in standard bank transfer and can be process not only for on us transaction in the same institution (bank) but also can be done from off us transaction. Other bank may implement different flow where virtual account can be process within on us transaction only.

Technical Specification

Environment
Method
URL

Development

POST

https://devo.finnet.co.id/pg/payment/card/initiate

Production

POST

https://live.finnet.co.id/pg/payment/card/initiate

Body Request

No
Name
Type
Mandatory
Min Length
Max Length
Description

1

order

Object

M

1

12

Detail of Order

2

customer

Object

M

1

8

Detail of Customer

3

url

Object

M

1

4

Detail of Url

4

billing

Object

O

1

1

Detail of Billing

5

shipping

Object

O

1

4

Detail of Shipping

6

meta

Object

O

1

1

Detail of MetaData

7

card

Object

O

1

7

Detail of Card

8

recurring

Object

O

1

11

Detail of Recurring

9

sourceOfFunds

Object

M

1

11

Detail of SourceOfFunds

10

device

Object

O

1

7

Detail of Device

Sample Request

{
  "customer": {
    "email": "hajar.finnet@gmail.com",
    "firstName": "Hajar",
    "lastName": "Ismail",
    "mobilePhone": "+6281286288844"
  },
  "order": {
    "id": "1680576995412",
    "amount": "1000",
    "description": "Testing"
  },
  "url": {
    "callbackUrl": "https://sandbox.finpay.co.id/simdev/finpay/result/resultfailed.php"
  },
  "sourceOfFunds": {
    "type": "vamandiri"
  }
}

Body Response

No
Name
Type
Mandatory
Min Length
Max Length
Description

1

responseCode

Enum

M

1

7

Response Code

2

responseMessage

String

M

1

500

Response Message

3

paymentCode

String

M

1

30

Payment Code

4

redirecturl

String

M

1

320

Redirect URL

5

expiryLink

String

M

1

19

Expiry Link

6

processingTime

Number

M

1

20

Processing Time

7

appurl

String

O

1

320

App URL

8

imageurl

String

O

1

320

Image URL

9

accountList

Array

O

1

4

Account List

Sample Response

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NextE-Money

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