> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/api-reference/finpay-pg/core-api/direct-debit/mandiri/purchase-without-otp.md).

# Purchase without OTP

### Endpoint

| Environment | Method | URL                                                              |
| ----------- | ------ | ---------------------------------------------------------------- |
| Development | POST   | <https://devo.finnet.co.id/pg/payment/card/directdebit/purchase> |
| Production  | POST   | <https://live.finnet.co.id/pg/payment/card/directdebit/purchase> |

### Body Request

Content-Type: `application/json`.

| No | Name                    | Type   | Mandatory | Description                                    |
| -- | ----------------------- | ------ | --------- | ---------------------------------------------- |
| 1  | customer                | Object | M         | Customer identity and contact details.         |
| 2  | customer.email          | String | M         | Customer email.                                |
| 3  | customer.firstName      | String | M         | Customer first name.                           |
| 4  | customer.lastName       | String | M         | Customer last name.                            |
| 5  | customer.mobilePhone    | String | M         | Use international format (example: `+628...`). |
| 6  | order                   | Object | M         | Order details.                                 |
| 7  | order.id                | String | M         | Unique order ID from your system.              |
| 8  | order.amount            | String | M         | Amount as string. Example: `"1000"`.           |
| 9  | order.currency          | String | M         | Currency code. Example: `IDR`.                 |
| 10 | order.description       | String | M         | Order description.                             |
| 11 | url                     | Object | M         | Callback configuration.                        |
| 12 | url.callbackUrl         | String | M         | URL to receive payment result callback.        |
| 13 | sourceOfFunds           | Object | M         | Funding source configuration.                  |
| 14 | sourceOfFunds.type      | String | M         | Value for Mandiri Direct Debit: `ddmandiri`.   |
| 15 | sourceOfFunds.accountId | String | M         | Mandiri Direct Debit account token.            |

#### Sample Request

```json
{
  "customer": {
    "email": "finnet@finpay.id",
    "firstName": "Finnet",
    "lastName": "Finpay",
    "mobilePhone": "+628123456789"
  },
  "order": {
    "id": "{{$string.uuid}}",
    "amount": "1000",
    "currency": "IDR",
    "description": "Testing"
  },
  "url": {
    "callbackUrl": "https://sandbox.finpay.co.id/simdev/finpay/result/resultsuccess.php"
  },
  "sourceOfFunds": {
    "type": "ddmandiri",
    "accountId": "1B69E74FE55FECDE80F58404CE22F2CB"
  }
}
```

### Body Response

#### `200 OK`

Returns `application/json`.

| No | Name            | Type                                                              | Mandatory | Description                             |
| -- | --------------- | ----------------------------------------------------------------- | --------- | --------------------------------------- |
| 1  | responseCode    | [Enum](/api-reference/appendix/enumeration/response-code-list.md) | M         | Response Code.                          |
| 2  | responseMessage | String                                                            | M         | Response Message.                       |
| 3  | processingTime  | Number                                                            | M         | Processing time.                        |
| 4  | traceId         | String                                                            | M         | Trace ID for debugging/troubleshooting. |

#### Sample Response

```json
{
  "responseCode": "2000000",
  "responseMessage": "Request has been processed successfully",
  "processingTime": 0.04789113998413086,
  "traceId": "a420b67f-87ce-46c9-a2c1-ce2f5128f02b"
}
```

{% hint style="info" %}
Need an OTP flow? Use [Request OTP Purchase](/api-reference/finpay-pg/core-api/direct-debit/mandiri/request-otp-purchase.md) and then [Purchase with OTP](/api-reference/finpay-pg/core-api/direct-debit/mandiri/purchase-with-otp.md).
{% endhint %}


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