Purchase with OTP

Create a Mandiri Direct Debit purchase using an OTP.

Endpoint

Environment	Method	URL
Development	POST	https://devo.finnet.co.id/pg/payment/card/initiate
Production	POST	https://live.finnet.co.id/pg/payment/card/initiate

Body Request

Content-Type: application/json.

No	Name	Type	Mandatory	Description
1	customer	Object	M	Customer identity and contact details.
2	customer.email	String	M	Customer email.
3	customer.firstName	String	M	Customer first name.
4	customer.lastName	String	M	Customer last name.
5	customer.mobilePhone	String	M	Use international format (example: +628...).
6	order	Object	M	Order details.
7	order.id	String	M	Unique order ID from your system.
8	order.amount	String	M	Amount as string. Example: "1000".
9	order.currency	String	M	Currency code. Example: IDR.
10	order.description	String	M	Order description.
11	order.otp	String	M	OTP received by the customer.
12	order.referenceNumber	String	M	Reference number associated with the OTP request.
13	url	Object	M	Callback configuration.
14	url.callbackUrl	String	M	URL to receive payment result callback.
15	sourceOfFunds	Object	M	Funding source configuration.
16	sourceOfFunds.type	String	M	Value for Mandiri Direct Debit: ddmandiri.
17	sourceOfFunds.accountId	String	M	Mandiri Direct Debit account token.

Sample Request

{
  "customer": {
    "email": "[e-mail]",
    "firstName": "Finnet",
    "lastName": "Finpay",
    "mobilePhone": "[phone]"
  },
  "order": {
    "id": "{{$string.uuid}}",
    "amount": "1000",
    "currency": "IDR",
    "description": "Testing",
    "otp": "441423",
    "referenceNumber": "ee51f853-3d88-4dfa-ac5c-be3c40cc2518"
  },
  "url": {
    "callbackUrl": "https://sandbox.finpay.co.id/simdev/finpay/result/resultsuccess.php"
  },
  "sourceOfFunds": {
    "type": "ddmandiri",
    "accountId": "1B69E74FE55FECDE80F58404CE22F2CB"
  }
}

Body Response

No	Name	Type	Mandatory	Description
1	responseCode	Enum	M	Response Code.
2	responseMessage	String	M	Response Message.
4	processingTime	Number	M	Processing time.
5	traceId	String	M	Trace ID for debugging/troubleshooting.

Sample Response

{
  "responseCode": "2000000",
  "responseMessage": "Request has been processed successfully",
  "processingTime": 0.04789113998413086,
  "traceId": "a420b67f-87ce-46c9-a2c1-ce2f5128f02b"
}