> For the complete documentation index, see [llms.txt](https://docs.finpay.id/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.finpay.id/api-reference/finpay-pg/core-api/credit-card/advance-payment/save-card/transaction-using-stored-card/two-click-payment.md).

# Two Click Payment

**Two-click payment** is a payment model concept that refers to a simplified checkout process for online purchases. The idea behind two-click payment is to reduce the number of steps required for customers to complete a transaction, making the process fast and convenient. Since the customer's credit card data information is already stored, they only need to fill in the Card Security Code to process the transaction.

{% hint style="info" %}
**INFO**

Before doing this process, make sure you have done the [Retrieve Stored Card API](/api-reference/finpay-pg/core-api/credit-card/advance-payment/save-card/retrieve-stored-card.md) to get the credit card token used for the transaction.
{% endhint %}

| Environment | Method | URL                                                  |
| ----------- | ------ | ---------------------------------------------------- |
| Development | POST   | <https://devo.finnet.co.id/pg/payment/card/initiate> |
| Production  | POST   | <https://live.finnet.co.id/pg/payment/card/initiate> |

### Data Request <a href="#body-request" id="body-request"></a>

| No | Name          | Type                                                                    | Mandatory | Min Length | Max Length | Description             |
| -- | ------------- | ----------------------------------------------------------------------- | --------- | ---------- | ---------- | ----------------------- |
| 1  | order         | [Object](/api-reference/appendix/json-object/order-object.md)           | M         | 1          | 12         | Detail of Order         |
| 2  | customer      | [Object](/api-reference/appendix/json-object/customer-object.md)        | M         | 1          | 8          | Detail of Customer      |
| 3  | url           | [Object](/api-reference/appendix/json-object/url-object.md)             | M         | 1          | 4          | Detail of Url           |
| 4  | billing       | [Object](/api-reference/appendix/json-object/billing-object.md)         | O         | 1          | 1          | Detail of Billing       |
| 5  | shipping      | [Object](/api-reference/appendix/json-object/shipping-object.md)        | O         | 1          | 4          | Detail of Shipping      |
| 6  | meta          | [Object](/api-reference/appendix/json-object/meta-object.md)            | O         | 1          | 1          | Detail of MetaData      |
| 7  | card          | [Object](/api-reference/appendix/json-object/card-object.md)            | M         | 1          | 7          | Detail of Card          |
| 8  | recurring     | [Object](/api-reference/appendix/json-object/recurring-object.md)       | O         | 1          | 11         | Detail of Recurring     |
| 9  | sourceOfFunds | [Object](/api-reference/appendix/json-object/source-of-funds-object.md) | M         | 1          | 11         | Detail of SourceOfFunds |
| 10 | device        | [Object](/api-reference/appendix/json-object/device-object.md)          | O         | 1          | 7          | Detail of Device        |

#### Sample Request <a href="#sample-request" id="sample-request"></a>

```
{
  "customer": {
    "id": "hajar.finnet@gmail.com",
    "email": "hajar.finnet@gmail.com",
    "firstName": "Hajar",
    "lastName": "Ismail",
    "mobilePhone": "+6281286288844"
  },
  "order": {
    "id": "1685522371836",
    "amount": "1000",
    "currency": "IDR",
    "description": "Testing"
  },
  "url": {
    "callbackUrl": "https://sandbox.finpay.co.id/simdev/finpay/result/tangkapCurl.php"
  },
  "card": {
    "token": "81b36a850c2e40458bad296f952084b516c919ca717d448722782769b81b9fd9",
    "storedOnFile": "STORED"
  },
  "sourceOfFunds": {
    "type": "cc"
  }
}
```

### Data Response <a href="#data-response" id="data-response"></a>

| No | Name            | Type                                                              | Mandatory | Min Length | Max Length | Description      |
| -- | --------------- | ----------------------------------------------------------------- | --------- | ---------- | ---------- | ---------------- |
| 1  | responseCode    | [Enum](/api-reference/appendix/enumeration/response-code-list.md) | M         | 1          | 7          | Response Code    |
| 2  | responseMessage | String                                                            | M         | 1          | 500        | Response Message |
| 3  | paymentCode     | String                                                            | O         | 1          | 30         | Payment Code     |
| 4  | redirecturl     | String                                                            | M         | 1          | 320        | Redirect URL     |
| 5  | expiryLink      | String                                                            | M         | 1          | 19         | Expiry Link      |
| 6  | processingTime  | Number                                                            | M         | 1          | 20         | Processing Time  |
| 7  | appurl          | String                                                            | O         | 1          | 320        | App URL          |
| 8  | imageurl        | String                                                            | O         | 1          | 320        | Image URL        |
| 9  | accountList     | Array                                                             | O         | 1          | 4          | Account List     |

#### Sample Response <a href="#sample-response" id="sample-response"></a>

```
{
  "responseCode": "2000000",
  "responseMessage": "Success",
  "redirecturl": "https://devo.finpay.id/pg/payment/card/saved/c5f6c6be1943b963ee764b374f8a24a708ed42c26a6727fb13d6c583b75db316",
  "expiryLink": "2023-06-01 15:39:31",
  "processingTime": 0.2061138153076172
}
```


---

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```
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