# Binding

### Endpoint

| Environment | Method | URL                                                          |
| ----------- | ------ | ------------------------------------------------------------ |
| Development | POST   | <https://devo.finnet.co.id/pg/payment/card/directdebit/bind> |
| Production  | POST   | <https://live.finnet.co.id/pg/payment/card/directdebit/bind> |

### Body Request

Content-Type: `application/json`.

| No | Name                         | Type   | Mandatory | Description                                    |
| -- | ---------------------------- | ------ | --------- | ---------------------------------------------- |
| 1  | customer                     | Object | M         | Customer identity and contact details.         |
| 2  | customer.id                  | String | M         | Customer identifier on your system.            |
| 3  | customer.email               | String | M         | Customer email.                                |
| 4  | customer.firstName           | String | M         | Customer first name.                           |
| 5  | customer.lastName            | String | M         | Customer last name.                            |
| 6  | customer.mobilePhone         | String | M         | Use international format (example: `+628...`). |
| 7  | sourceOfFunds                | Object | M         | Funding source configuration.                  |
| 8  | sourceOfFunds.type           | String | M         | Value for Mandiri Direct Debit: `ddmandiri`.   |
| 9  | recurring                    | Object | M         | Recurring configuration for the binding.       |
| 10 | recurring.type               | String | M         | Recurring type. Example: `PURCHASE`.           |
| 11 | recurring.id                 | String | M         | Recurring identifier.                          |
| 12 | recurring.amount             | String | M         | Amount as string. Example: `"1000"`.           |
| 13 | recurring.interval           | String | M         | Interval value. Example: `"1"`.                |
| 14 | recurring.intervalUnit       | String | M         | Interval unit. Example: `monthly`.             |
| 15 | recurring.maxInterval        | String | M         | Max interval value. Example: `"2"`.            |
| 16 | recurring.startDate          | String | M         | Start date. Format: `yyyyMMdd`.                |
| 17 | recurring.endDate            | String | M         | End date. Format: `yyyyMMdd`.                  |
| 18 | recurring.retry              | Object | M         | Retry configuration.                           |
| 19 | recurring.retry.interval     | String | M         | Retry interval value. Example: `"1"`.          |
| 20 | recurring.retry.intervalUnit | String | M         | Retry interval unit. Example: `minutes`.       |
| 21 | recurring.retry.maxInterval  | String | M         | Retry max interval value. Example: `"1"`.      |

#### Sample Request

```json
{
  "customer": {
    "id": "finnet@finpay.id",
    "email": "finnet@finpay.id",
    "firstName": "Finnet",
    "lastName": "Finpay",
    "mobilePhone": "+628123456789"
  },
  "sourceOfFunds": {
    "type": "ddmandiri"
  },
  "recurring": {
    "type": "PURCHASE",
    "id": "abcd",
    "amount": "1000",
    "interval": "1",
    "intervalUnit": "monthly",
    "maxInterval": "2",
    "startDate": "20250725",
    "endDate": "20300726",
    "retry": {
      "interval": "1",
      "intervalUnit": "minutes",
      "maxInterval": "1"
    }
  }
}
```

### Body Response

| No | Name            | Type                                                              | Mandatory | Description                             |
| -- | --------------- | ----------------------------------------------------------------- | --------- | --------------------------------------- |
| 1  | responseCode    | [Enum](/api-reference/appendix/enumeration/response-code-list.md) | M         | Response Code.                          |
| 2  | responseMessage | String                                                            | M         | Response Message.                       |
| 3  | redirecturl     | String                                                            | M         | Redirect URL.                           |
| 4  | processingTime  | Number                                                            | M         | Processing time.                        |
| 5  | traceId         | String                                                            | M         | Trace ID for debugging/troubleshooting. |

#### Sample Response

```json
{
  "responseCode": "2000000",
  "responseMessage": "Request has been processed successfully",
  "redirecturl": "https://devo.finpay.id/pg/payment/card/directdebit/ddmandiri/41cc1289f4d3a52cd2f84e58281f36b7d092bae8b62d462b3bb312651c21d047",
  "processingTime": 0.04789113998413086,
  "traceId": "a420b67f-87ce-46c9-a2c1-ce2f5128f02b"
}
```


---

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