One Click Payment

One click payment is a payment model concept that takes convenience to the next level by allowing customers to make purchases with a single click or tap, without the need to go through the traditional payment process. This simplified payment method aims to reduce friction even further and speed up the buying experience for online shoppers.

This is a payment model commonly used for subscription-based services, memberships, utility bills, insurance premiums, and other ongoing or periodic expenses. This service is also known as recurring payment

Recurring payments offer convenience to both customers and businesses. Customers do not need to manually make payments every time a service or subscription is renewed, as the payment is automatically deducted from their credit card number. This saves time and ensures continuity of service. For businesses, recurring payments provide a predictable and regular revenue stream, reducing the need for manual invoicing and follow-ups.

INFO

Before doing this process, make sure you have done the Retrieve Stored Card API to get the credit card token used for the transaction.

Environment	Method	URL
Development	POST	https://devo.finnet.co.id/pg/payment/card/payment
Production	POST	https://live.finnet.co.id/pg/payment/card/payment

Data Request

No	Name	Type	Mandatory	Min Length	Max Length	Description
1	order	Object	M	1	12	Detail of Order
2	customer	Object	M	1	8	Detail of Customer
3	url	Object	O	1	4	Detail of Url
4	billing	Object	O	1	1	Detail of Billing
5	shipping	Object	O	1	4	Detail of Shipping
6	meta	Object	O	1	1	Detail of MetaData
7	card	Object	M	1	7	Detail of Card
8	recurring	Object	O	1	11	Detail of Recurring
9	sourceOfFunds	Object	O	1	11	Detail of SourceOfFunds
10	device	Object	O	1	7	Detail of Device

Sample Request

{
  "customer": {
    "id": "[e-mail]",
    "email": "[e-mail]",
    "firstName": "Hajar",
    "lastName": "Ismail",
    "mobilePhone": "[phone]"
  },
  "order": {
    "id": "1685522307103",
    "amount": "1000",
    "currency": "IDR",
    "description": "Testing"
  },
  "card": {
    "token": "81b36a850c2e40458bad296f952084b516c919ca717d448722782769b81b9fd9",
    "storedOnFile": "STORED"
  }
}

Data Response

No	Name	Type	Mandatory	Min Length	Max Length	Description
1	responseCode	Enum	M	1	7	Response Code
2	responseMessage	String	M	1	500	Response Message
3	data	Object	M	1	11	Array of data

No	Name	Type	Mandatory	Min Length	Max Length	Description
1	acquirer	Object	C	1	10	Acquirer
2	amount	Numeric	O	1	14	Amount
3	authorizationCode	String	O	1	100	Authorization Code
4	currency	String	O	3	3	Currency
5	id	String	O	1	40	ID of Payment
6	receipt	String	O	1	100	Receipt
7	reference	String	O	1	40	Reference ID
8	source	Enum	O			CALL_CENTRE, CARD_PRESENT,INTERNET,MAIL_ORDER,MERCHANT,MOTO,PAYER_PRESENT,SERVICE_PROVIDER,TELEPHONE_ORDER,VOICE_RESPONSE
9	stan	Number	O	1	6	Stan
10	terminal	String	O	1	16	Transaction Terminal
11	type	Enum	O			AUTHENTICATION,AUTHORIZATION,AUTHORIZATION_UPDATE,CAPTURE,CHARGEBACK,DISBURSEMENT,FUNDING,PAYMENT,REFUND,REFUND_REQUEST,VERIFICATION,VOID_AUTHORIZATION,VOID_CAPTURE,VOID_PAYMENT,VOID_REFUND

Sample Response

{
  "responseCode": "2000000",
  "responseMessage": "Success",
  "data": {
    "acquirer": {
      "batch": 20230531,
      "date": "0531",
      "id": "CIMB_S2I",
      "merchantId": "000800910091992",
      "settlementDate": "2023-05-31",
      "timeZone": "+0700",
      "transactionId": "123456789"
    },
    "amount": 1000,
    "authorizationCode": "082941",
    "currency": "IDR",
    "id": "C-46081b76-b4e7-4260-aebc-bdd5368d186d",
    "receipt": "315108082941",
    "reference": "C-46081b76-b4e7-4260-aebc-bdd5368d186d",
    "source": "INTERNET",
    "stan": "83950",
    "terminal": "CIMBIN01",
    "type": "CAPTURE"
  },
  "processingTime": 4.724647045135498
}